In recent period, financial status and monetary issues are of utmost importance. So, through some online research, books and gathering that data along with my personal experiences, I have come to spot out five major money excuses that maybe hurdling or blocking your way to money multiplication.   But before moving onto those excuses, you need to be clear in your concept on what a financial statement is. Financial statement is actually a statement that shows how much you own after you pay off your debts. In other words, we can call it Net Worth:Net Worth = Assets – Liabilities    Net worth depicts your financial status, how much assets you own after you pay off your liabilities.      Down here, we are going to discuss each of the excuses separately and we’ll also try to map out some of the possible solutions.      EXCUSE# 1 ‘SORRY! CAN’T BUY ENOUGH TIME TO MAP OUT BUDGET AND FINANCES’    The excuse that you would hear most frequently from your family, friends or other colleagues as a lame defensive…