ADCB India began operations in 1980 with the objective of further developing Indo-UAE trade relations and catering to the remittance and savings needs of the non-resident Indians working in the UAE and other countries in the GCC region. Over the last 30 years, ADCB has been in India serving these "niche" segments through its two branches - one in Mumbai and one in Bengaluru. The India operations of ADCB are organised into three business segments: Liabilities, Corporate Banking and Trade Finance (CTF), and Treasury. The Indian operations of Abu Dhabi Commercial Bank date back to 1980, when the former "Emirates Commercial Bank" was set up on December 9, 1980. On this day, the Bank commenced branch operations at its present premises in 75, Rehmat Manzil, Veer Nariman Road, Mumbai, 400020. In 1985, three commercial banks operating in the UAE were merged as a result of an Amiri Decree and a new bank was established under the name Abu Dhabi Commercial Bank. The banks that merged were the Federal Commercial Bank, the Khaleej Commercial Bank and the Emirates Commercial Bank. As a result of this merger, the Indian operation began functioning under the new name of "Abu Dhabi Commercial Bank".
Today, Abu Dhabi Commercial Bank commonly called ADCB, is a bank in the United Arab Emirates. Abu Dhabi Commercial Bank (ADCB) was formed in 1985 as a public shareholding company with limited liability, upon merger of Emirates Commercial Bank and Federal Commercial Bank with Khaleej Commercial Bank, which was established in 1975. The Government of Abu Dhabi through the Abu Dhabi Investment Authority (ADIA) holds 65% of ADCB shares; the remainder is held by other institutions and individuals. ADCB is one of the largest in the UAE in terms of shareholder funds and market capitalization. ADCB reported Full year 2013 net profit of AED 3,620 MN, compared to AED 2,810 MN in 2012. The Bank is a United Arab Emirates-based public joint stock company that provides retail, commercial, investment, merchant, brokerage and fund management activities through its network of 48 branches in the United Arab Emirates and abroad: 2 branches in India and 1 in the UK.